The core principles
Islamic finance is built on established structures: Mudarabah (profit-sharing), Murabaha (cost-plus financing), Musharakah (partnership), and Ijara (leasing). Each provides a way to structure financing and investment that aligns with Islamic principles, typically requiring that transactions be backed by real assets.
Why bring it on-chain
Blockchain's transparency and asset-backing map naturally onto Islamic finance principles. On-chain structures can make the backing of an instrument visible and verifiable, which supports the transparency these principles call for, and can widen access to a global audience.
SUPERBLOCK's approach
Rizq Finance is being designed around these principles, bringing Shariah-aligned, asset-backed structures on-chain. It is in development, and its products are described on a forward-looking basis.